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Focus Management Group: May Month in Review

Each month we will be posting an overview article that covers our recent company articles, announcements, and insights. Below is for the month of May.


Planning for Payroll Protection Act Loan Forgiveness

The first round of PPP loans was funded the week of April 6, 2020, which means the 8 week (56 day) clock for use of those funds will expire the week of June 1, 2020. While there has been discussion about extending the time period to use the funds for approved purposes, a borrower should not assume that extension will occur. Based on recent comments from the Secretary of Treasury, expanded use of funds beyond payroll, rent and utilities should not be anticipated.


4-Part Series: Covid-19 and Working Capital

Responding to the financial impact of the Covid-19 shut down and disruption requires a firm, unemotional response at a time when that is most difficult to achieve. In this series of articles on working capital management, Focus Management Group will address techniques and approaches for managing each of the components of working capital.


Squeezed by Constantly Evolving Supply and Demand

This article explores the agricultural market that has been changing in a dramatic manner over the past few years, and the squeeze between supply and demand has never been more pronounced. U.S. consumer tastes are changing. New products are replacing the tried and true. In addition, it was the featured cover story for the Journal of Corporate Renewal (JCR), the official publication of the Turnaround Management Association (TMA).


Covid-19: Main Street Loan Program Important Update

The Main Street Loan Program has changed significantly since our original description of the program when it was under discussion in April 2020. While the purpose of the program did not change, the Treasury Department listened to feedback and made changes to support the differing needs of lenders and borrowers.


FMG Welcomes Milosz Gawlik as Business Analyst

Milosz is a Business Analyst for Focus Management Group. He supports clients by analyzing performance data and working capital management information to assist our teams in developing strategies to help companies, their lenders, and their stakeholders. He will be based out of the firm's Chicago location.


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